Florida PIP; One Newspaper Call For Repairs - Not Replacement.

The Orlando Sentinel weighs in on the upcoming battle that will surely pit the big business auto insurers against your local doctor and, if you drive a car, against you.

Pointing out that if you "Remove the PIP requirement, motorists will pay substantially more for their health insurance, which increasingly would cover auto injuries. More deadbeats also will drive without insurance, forcing others to pay for their care after accidents".

The Orlando Sentinel is calling for repairs of the PIP system, not replacing the system with something else. "Where it looks like you'll save on auto insurance, you'll end up paying more for health insurance", points out the newspaper.

The auto insurers also would love to replace a diminished personal injury protection (PIP) system with one mandating more expensive — and more profitable — bodily-injury protection.  Let's remember, this is big business and it's all about big profits.  Under the current system, last year (2010) State Farm's profits surpassed the billion dollar mark, up from $900 million in 2009.

So, with profits so high why all the complaints? Well, quite frankly it's a chance to change the rules of the game to favor big insurance even greater than they do now.

The Orlando Sentinel has it right, don't scrap the current PIP program, rather have our legislators roll up their sleeves and fix what's broken in the current system.  And, quite frankly it's not much. No matter what business, industry or profession, you will find a few bad apples.  But to throw out an entire basket of good apples because there are a few bad ones seems like a waste of a lot of good apples.  It's time for our legislature to pick out the bad apples and find out how they got there, then fix that part of the system.

If you had one bad employee would you close your business? or would you retrain or even re-hire a new one?

For more on the Orlando Sentenal's sentiments, click here for their entire article.

FPIB